Buying Process

The 9-step NRI property purchase process.

From shortlisting to key handover — a clear roadmap.

Step 1 — Shortlist Online

Explore project details on the website, download the cost sheet, connect with the sales team over WhatsApp / email.

Step 2 — Virtual Site Visit

Schedule a live Zoom / WhatsApp video walk-through with our team. Get 360° virtual tours and drone footage.

Step 3 — Home-Loan Pre-Approval

In parallel, get pre-approved by HDFC / ICICI / SBI / Axis NRI desk. Most banks issue pre-approval in 3-5 working days on digital documents.

Step 4 — Reserve Your Unit

Pay booking amount (typically ₹5-10 lakh) via wire transfer to Puravankara's escrow account. Unit is locked in your name for 15 days.

Step 5 — Agreement for Sale

Sign the AFS digitally or during your next India visit. If neither is possible, use the SPA route.

Step 6 — Loan Disbursement

Loan is disbursed in tranches linked to construction milestones. Puravankara co-ordinates directly with your bank.

Step 7 — Sub-Registrar Registration

Attend registration in person, or authorise via a SPA. Registration typically takes 45-90 minutes at the sub-registrar office.

Step 8 — Pay Stamp & Registration

Kerala levies 8% stamp duty + 2% registration — payable to the state at the time of registration.

Step 9 — Handover

On project completion, physical handover with occupation certificate, snag list, and warranty documentation. Move-in or engage our rental management team.

NRI Desk

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